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Top 15 Bankruptcy Myths

Myth 1:

Everyone will know you have filed for bankruptcy.

Myth 2:

You will lose everything you have.

Myth 3:

You will never be able to own anything again.

Myth 4:

You will never get credit again.

Myth 5:

Filing bankruptcy will hurt your credit for 10 years.

Myth 6:

If you're married...both you and your spouse have to file for bankruptcy.

Myth 7:

It's really hard to file for bankruptcy.

Myth 8:

Only deadbeats file for bankruptcy.

Myth 9:

Filing bankruptcy means you're a bad person.

Myth 10:

Filing for bankruptcy will hurt your credit.

Myth 11:

Even if you file for bankruptcy, creditors will still harass you and your family.

Myth 12:

If you file for bankruptcy, it may cause more family troubles and may even lead to divorce.

Myth 13:

You can't get rid of back taxes through bankruptcy.

Myth 14:

You can only file once for bankruptcy protection.

Myth 15:

You can pick and choose which debts and property to list in your bankruptcy.

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KOURY HICKS

Biography:

Degrees:

Bachelor of Science degree in Biology from the University of New Mexico, 2001.
Juris Doctor degree from the University of New Mexico School of Law, 2006.

Admission to Practice of Law:

North Carolina State Bar, 2007.
Federal District Courts for the Eastern and Middle Districts of North Carolina, 2009.

Areas of Practice:

Practice limited to consumer and business debtor bankruptcy law, 2008 to present.
Real estate law, 2007 to 2008.

Memberships:

National Association of Consumer Bankruptcy Attorneys.
North Carolina Bar Association.