EDWARD C. BOLTZ
Partner
Edward Boltz is the managing partner at the Law Offices of John T. Orcutt, P.C., where he has represented clients in not only Chapter 7 and 13, but also in related consumer rights litigation, including fighting abusive mortgage practices and developing solutions for student loans.
Mr. Boltz received his B.A. from Washington University in St. Louis in 1993 and his J.D. from George Washington University in 1996. He is a member of the NC State Bar, where he has been certified as a specialist in consumer bankruptcy law. He is admitted to practice before the Districts Courts in both the Eastern and Middle Districts of North Carolina. Mr. Boltz served as the President of the National Association of Consumer Bankruptcy Attorneys (NACBA) from 2013 through 2016, and remains on its Board of Directors, and co-chair the Legislative Committee. Mr. Boltz was a commission on the American Bankruptcy Institute’s Consumer Bankruptcy Commission from 2017-2019. He also served on the Bankruptcy Council for the North Carolina Bar Association, where he co-chaired the Committee which created a Mortgage Modification Program for the North Carolina bankruptcy courts.
Mr. Boltz is a frequent speaker on bankruptcy issues at both national and local seminars, including at NACBA Conventions and Workshops, past NCLC Workshops, and the North Carolina Bankruptcy Institute. In June 2019, Mr. Boltz testified on behalf of NACBA in Congress regarding the need for changes to the Bankruptcy Code to make student loans dischargeable and to disabled veteran’s from the harsh results of the Means Test, In 2008, he previously testified to Congress to similarly protect National Guard and Reservist, which was enacted as the National Guard and Reservists Debt Relief Act.
For the Spring 2020 semester, Mr. Boltz served as an Adjunct Professor at the University of North Carolina School of Law, assisting clients in the Consumer Financial Transactions clinic with student loans. Mr. Boltz is also the President of the Monti, a North Carolina organization that produces live storytelling shows and recordings of his and others tales can be heard at www.themonti.org.
Practice limited to consumer and business debtor bankruptcy law, 1998 to present.
1993 George Washington University, Bachelor of Arts degree in English Literature
1996 George Washington University, Juris Doctor degree
1996, North Carolina Bar
1998, Federal District Courts for the Eastern and Middle Districts of North Carolina
“Chapter 7 / Chapter 13 Debates”, National Association of Consumer Bankruptcy Attorneys, April 2004
“Open Discussion - Consumer Chapter 7 & 13 Hot Issues”, Middle District Bankruptcy Seminar, April/May 2004
"Open Discussion - Consumer Chapter 7 & 13 Hot Issues”, Middle District Bankruptcy Seminar, May 2005
“Ten Things for Debtor's Attorneys to do to Prepare for October 17, 2005”, Eastern Bankruptcy Institute, Inc, June 2005
Fundamentals of Bankruptcy Law”, National Business Institute, September 2005 Speaker at National Consumer Law Center Conference, 2005
“Consumer - Reaffirmations, Redemption and Ride Through Under the Revised Bankruptcy Code”, 28th Annual Bankruptcy Institute, November 2005
“Chapters 7 & 13 Issues for Debtor and Creditor / Open Discussion - Consumer Chapter 7 & 13 Hot Issues”, Middle District Bankruptcy Seminar, May 2006
“Fundamentals of Bankruptcy Law”, National Business Institute, September 2006
Speaker at Eastern Bankruptcy Institute Seminar, 2006
Speaker at Middle District of North Carolina Seminar, 2006, 2010, 2011, & 2012
Speaker at NACBA Conventions and Workshops, 2006 to present.
“Representing Members of Military & Their Families”, National Association of Consumer Bankruptcy Attorneys, April 2007
“Chapter 13 - Disposable Income and Other Issues”, National Association of Consumer Bankruptcy Attorneys, April 2007
"Consumer Secured Claims, Surrender of Collateral, Defacto Ride-throughs, 910 Claims & ListServe Live”, Middle District Bankruptcy Seminar, May 2007
“Basics of Consumer Bankruptcy”, Bankruptcy Workshop, October 2007
"Basic Bankruptcy Issues”, National Association of Consumer Bankruptcy Attorneys, May 2008 Speaker at North Carolina Bankruptcy Institute, 2008, 2009, & 2010
“Intermediate Design & Construction of a Consumer Bankruptcy Case - Emphasizing Chapter 13”, National Association of Consumer Bankruptcy Attorneys, October 2008
“Basic Design & Construction of a Consumer Bankruptcy Case - Emphasizing Chapter 13”, National Association of Consumer Bankruptcy Attorneys, October 2008
“Means Test Panel”, Annual Bankruptcy Institute, November 2008 Witness, U.S. House of Representatives Judiciary Committee, Subcommittee on Courts, Commercial and Administrative Law, Hearing on Bankruptcy and National Guard and Reservists, 2008
“Preparing a Chapter 7 Bankruptcy Petition”, NC Bar Center, March 2009 Speaker at North Carolina Bar Association Bankruptcy for Paralegals Seminar, 2009
“Ethics - Pre-Petition Planning & Exemption Planning”, Middle District Bankruptcy Seminar, May 2009
“Secured Claims: Limitations and Opportunities”, National Association of Consumer Bankruptcy Attorneys, May 2009
“Consumer Rights Litigation”, Advanced Bankruptcy Litigation, October 2009 “Foreclosure”, Annual Bankruptcy Institute, November 2009
“Attorney Fees in Chapters 13 and 7”, National Association of Consumer Bankruptcy Attorneys, May 2010
“Outline: Track 2 - Plan Modifications, Stay Litigation, and Other Motions in Chapter 13”, National Association of Consumer Bankruptcy Attorneys, November 2010
“HAMP / Mortgage Issues”, Annual Bankruptcy Institute, November 2010
“Nuts and Boltz for Debtors and Consumers”, Middle District Bankruptcy Seminar, April 2011
“The "Best Interests" Test in Chapter 13”, National Association of Consumer Bankruptcy Attorneys, April 2011
“Nuts and Boltz”, Middle District Bankruptcy Seminar, April 2012 Means Testing Chapter in North Carolina Bankruptcy Practice Manual, 2012 Ed. (Forthcoming) with Koury Hicks.
“Evidence Issues Related to Challenges to Standing”, National Association of Consumer Bankruptcy Attorneys, April 2012
“New Mortgage Rules, Use Them or Lose Them / Mortgage Modifications”, National Association of Consumer Bankruptcy Attorneys, April 2012
“Avoiding the Bankruptcy Bermuda Triangle, Dirty Little Secrets of the Trade”, National Association of Consumer Bankruptcy Attorneys, November 2012
“Stay & Discharge Violations”, National Association of Consumer Bankruptcy Attorneys, April 2013
“Attorneys Fees in the Post-BAPCPA Era”, National Association of Consumer Bankruptcy Attorneys, April 2013
“Current Hot Topics and Best Practices”, Middle District Bankruptcy Seminar, April 2014
“That’s Not What You Said the First Time: Judicial Estoppel and Bankruptcy”, Annual Bankruptcy Institute, November 2014
“Recent and Pending Legislation Regarding Student Loans and CFPB Regulations for Mortgage Servicing”, American Bankruptcy Institute, 2015
“Counterpoint on Best Practices”, National Association of Bankruptcy Trustees, February 2015
National Association of Bankruptcy Trustees Seminar, February 2015
“Mortgage Issues: Key Issues in Chapter 13”, Southeastern Bankruptcy Law Institute, March 2016
“Student Loans: What Are the Various Repayment Programs and How Do They Work”, Southeastern Bankruptcy Law Institute, March 2016
“Bankruptcy Law and Rules”, Southeastern Bankruptcy Law Institute, Inc, April 2016
“Student Loans in Bankruptcy”, Eastern Bankruptcy Institute, Inc, May 2016 Mr. Boltz blogs at www.ncbankruptcyexpert.com
Adjunct Professor at UNC Law School (2020)
North Carolina State Bar: Certified as a Specialist in Consumer Bankruptcy.
National Association of Consumer Bankruptcy Attorneys (NACBA).
North Carolina Academy of Trial Lawyers (NCATL).
North Carolina Bar Association, Bankruptcy Section. O. Max Gardner Bankruptcy Litigation Boot Camp
Participated in Attorneys on Call part of the North Carolina Bar Association's annual Statewide Service Day in order to provide free legal information and answer questions over the telephone. (2013)