The
$99/mo
Debt-Buster
“Finally! A solution that's both
powerful and affordable. The Debt-Buster is
the 'ultimate' in debt consolidation plans.
It’s powerful, cheap, easy, and it’s your
lawful right.”
"Consolidate Your Bills For Only $99/month!"
Do you want to be "debt-free" from all
those credit card bills, overdue medical
bills, personal loans, and other unsecured
debts? How would you like to do it all for
only $99 per month?
Imagine not having any financial strain!
Imagine only making payments you can actually
afford!
Well, good news! If you qualify, you can
eliminate your debt for good, and it’s all
made possible by the new bankruptcy laws.
Wait, did we just say bankruptcy? Bleh!
What an awful word! Let us clarify: the
bankruptcy of then is different from
the bankruptcy of now. These new laws
allow debt-savings that wasn’t possible
before. We like to call it “Filing for
Liberty”.
"Filing for Liberty" means being free and
liberated from crushing debt that grows and
grows each day.
"Have you asked yourself these
questions?"
- "How long am I willing
to keep putting my creditors ahead of my
family?"
- "How much pain, delay,
sacrifice, and disappointment can my family
stand?"
- "If I don't do
something now, will I be any better off in 2
years?"
- "How long am I willing
to keep my life on hold just to keep paying
on bills I really can't afford?"
John T. Orcutt helps people just like this,
and yourself, every day. John T. Orcutt
has taken great satisfaction in helping  over
20,000 North Carolina families just like yours
get out of debt and be free of sleepless
nights and constant worry. You can't help
this many families and not get good at what
you do. Why choose anyone but John
Orcutt?
John Orcutt’s initial consultations are
always FREE. Privacy and confidentiality
are top priorities, so you can feel safe
talking to us.
During normal business hours, pick up the phone and call toll free:
1-800-899-1414
At night or on weekends, or because you just don't want to wait, you can set your own FREE consultation using our exclusive "online" appointment scheduler. Just click on this button:
In 5 quick
steps, you will have your
appointment.*
* You must be
a resident of North Carolina. We
have offices in Durham, Raleigh, Fayetteville
and Wilson.
At your FREE appointment...ask about the
$99/month Debt-Buster
plan. It could be the best move
you ever make.
"How about some incredible savings...every month...month after month...forever?"
Let me give you an example of the savings
you get under our "Debt Buster" plan.
Say you’re currently
paying $500/month towards debt. Now, if
you qualify, you’ll only pay
$99/month.
That saves $401/month...every month. Paying $900/month? If you qualify, you
only pay $99/month...saving you $801/month...every month.
And...say that...right now...all your making is minimum payments. As you know...if you are only making minimum payments...MOST OF YOUR PAYMENT IS INTEREST. Paying only minimum payments, your balance never seems to go down...right? If your balance doesn't go down...how long will it take you to get out of debt? FOREVER...right?
In our example...at $500/month...you save $401/month...month after month...forever. At $900/month...you save $801/month...not just for a few months...but month after month...forever.
That's lot of money...money that you can use for other...more important things...money you can use for whatever you want.
Even if you could get these debts paid off in just 10 years...do the math. With savings of $401/month...you would save a total of over $48,120...and at $801/month...a total savings of over $96,120.
That's huge. Any wonder your creditors don't want you to know about our "Debt Buster" program or how the new bankruptcy laws really, really works?
It's as simple as that. It doesn't get any better
than that.
"What if you could force your creditors to
settle for payments you can afford...rather
than payments they demand...and then really
make it stick?"
Well, that day is here.
This is your chance and the
$99/month Debt-Buster
plan is the proof.
And...the quicker you act...the quicker you start to save money...every month.
Saving you money, getting you out of debt,
freeing up money for more important things
like your family, and lowering your stress
level is what our new "Debt Buster" program is
all about.
Still skeptical? Here’s some of the
most frequently asked questions regarding the
$99/month Debt-Buster
plan:
"What do I get
for my $99 per month?"
If you qualify for our
$99 per month Debt
Buster program
...you get 3 huge
benefits.
First, you get the right to put all
those bill collectors under control.
Second,
you get the right to cut clean from all those
bills...and it only costs you
$99 per month.
Third, you get to sleep again...knowing you have a complete solution you know you can afford.
And...we DO NOT mean $99 per month
for each debt. We are talking about all those
bills, lumped together, for one payment
of $99 per month.
And, we DO NOT mean $99 per month for 5
years or 10 years or the rest of your life.
If you qualify for this program, you would be
in the program for less than 34 months and, in
some cases, less than 26 months*.
"What's the
total cost of this program?"
Add it up. At most, this means that you
can get rid of all your credit cards, medical
bills and all your other unsecured debts for a
total of less than $3,800**.
Think about it. That's probably less than
the balance you owe on just one credit card.
And, if you stay in the program to
completion, you will get a permanent
"discharge" on all these debts. That is, you
will be never have to pay another dime on any
of those bills.
And, while you are in the program, the bill
collectors have to stop calling. They also
have to stop writing. Very simply, they have
to leave you alone.
That's what the Debt Buster program is all
about.
"How will I come up with the $99/month?"
The answer: Your creditors to pay for it.
What? Let me explain.
By consolidating your bills...you won't have to pay those creditors anymore...or ever again. And...if you don't have to pay those creditors...that "frees up" a bunch of money every month.
Some of it you use to pay the $99/month. The really great news is that the rest of it...you get to keep.
It's like getting your creditors to pay for it...using their money ...instead of yours.
The bottom line...Your Debt Buster plan costs you NOTHING.
Let me repeat: Any wonder your creditors don't want you to know how the bankruptcy laws really work?
"How come this
is all I have to pay?"
Because this is a type of bankruptcy,
because the U.S. Federal Bankruptcy laws are
much more powerful than most people think, and
because...when you sign up for a Debt Buster
program...you put the full weight of the
Federal government behind you.
You may have heard that Congress changed
the bankruptcy laws in 2005. This is true.
What you probably did not hear was that, in
some respects, the new laws provide you even
more protection and relief than they did in
the past. Our new Debt-Buster program
was made possible because of these new law
changes.
"Hey! What about attorney fees?"
There are none. Or, should I say, they’re
already included in the $99/month plan. It doesn't get
any better than that. Your creditors are put
under control, you get out from under all
those bills, and you get an attorney to
represent you...all for one monthly payment of
$99....and you get to make those creditors pay for it.
"What about
up-front costs?"
There are some up-front costs. It adds up
to less than $390. This includes the
following: The biggest one if the filing fee,
which is $274. Think of this as a sort of
application fee you have to pay to the
Bankruptcy Court. In addition, there are some
other costs, such as $10 per person for
pulling your credit report, $34 to pay for a
required credit counseling certification, and
$10 to pull an "online" judgment search (if
needed). In most cases, these additional
costs add up to less than $90.
That's it. If you qualify for this
program, that's all you pay up-front. Think
about it. More than likely, the up-front
costs are less than 1 month's worth of what
you are already paying right now on just your
credit cards and personal loans.
After you pay the up-front costs, your case
is filed. After that, it's just
$99 per month.
"What about a
guarantee?"
We can give you that too. If you qualify
for our new Debt Buster program and agree to
do your part, the result is guaranteed and we
will even put it in writing***.
And, that's not all. We stand behind our word and our services with 10 additional guarantees. We have a complete 10 GUARANTEE PROGRAM. Want to read about all 10 guarantees? (Click Here)
"What if I want to get done with these debts even sooner?"
You can. We also offer a $199 per month
version of the Debt Buster program. The
$199 version not only gets you done sooner, it
also saves you an additional $300 in attorney
fees.
"How do I find
out if I qualify for the Debt-Buster program?"
Just call 1-800-899-1414 today to
set up a confidential and totally FREE Debt
Consultation.
"How do I
find out more about the Debt-Buster program
and all of your "Debt-Defeater" programs?"
Easy.
(Just Click Here)
"I'm behind on
my house and my car. What can I do?"
No problem. That's exactly what our
'traditional' Chapter 13 plan is designed to
fix. Learn all about it.
(Just Click Here)
"Yeah, it all sounds
good...but bankruptcy really scares me. I
want to hear from your past Debt-Buster clients."
You can. Right here, right now.
(Just Click Here
For Debt Buster Client Testimonials).
Here is a sample:
"It
was a godsend. It was a relief.
Now, I don't owe anything.
I am debt free. I could cry everyday because I
am so pleased."
Ben W.
"It
was even easier that we were told."
Tyler and Sue C.
"No
more worry or stress."
Ellen E.
Heard enough?
Want to set up a FREE Initial Consultation
to see if the Debt-Buster will work for you.
Call today!
During normal business hours...call toll free
1-800-899-1414
Don't want to wait? Want to set up an appointment...right here...right now! You can, using our "online" Appointment Scheduler...available 7 days a week, 24 hours a day. Just click on this button:
In 5 quick
steps, you will have your
appointment.*
* You must be
a resident of North Carolina. We
have offices in Durham, Raleigh, Fayetteville
and Wilson.
----------------------
Watch Our 4 Videos
(First, make sure
your speakers are on.)
(Then, just click on the
arrow in the middle)
Want to learn more...lots more?
How about...
100% OFF on your Credit Cards & Medical Bills?
(Click Here)
CONSOLIDATE BILLS FOR: $99/month.
(We call it "Debt-Buster".)
(Click Here)
VIDEO: NO B.S. TRUTH ABOUT BANKRUPTCY.
...Get A $50 Discount For Just Watching It!
(Click Here)
SEE ACTUAL RESULTS achieved for actual
clients?
(Click Here)
CLIENT TESTIMONIALS
...don't take our word for it...hear from our past clients.
(Click Here)
15 DIRTY LIES ABOUT BANKRUPTCY
...your creditors want you to believe.
(Click Here)
SCARED OF BANKRUPTCY?
...not paying your bills is more scary.
(Click Here)
WANT TO IMPROVE YOUR CREDIT?
'Click'
on the following topics to find out how:
To Fix Your Credit: Start With A Bankruptcy
Want Good Credit: Think Bankruptcy!
Bankruptcy: First-Aid For Your Credit
Your Credit Score: How is it Determined
Credit: The Real Story!
STOP FORECLOSURE.
(Click Here)
STOP THE REPO MAN.
(Click Here)
THERE ARE 2 MAJOR OPTIONS: CHAPTER 7 AND CHAPTER 13.
LEARN ALL ABOUT CHAPTER 13.
(Click Here)
LEARN ALL ABOUT CHAPTER 7.
(Click Here)
KNOW YOUR LEGAL RIGHTS.
If your don't read anything else, read this.
(Click Here)
THINGS TO THINK ABOUT...
'Click'
on the following topics of interest:
Is it a matter of pride?
Debt is the enemy...NOT Bankruptcy!
Are you sick and tired...?
Things clients are always telling us.
Next month could be different...very different.
It's all about HOPE..
Learn More:
HOW BANKRUPTCY WORKS AND WHAT IT
REALLY MEANS.
Choose from over 150 topics?
(Click
Here)
----------------------
Disclaimer: Our Debt Buster
programs are hybrid versions of Chapter 13
filings under the U.S. Bankruptcy Code, made
possible pursuant to the new law changes
that became effective on 10/17/05. A
non-exclusive list of benefits and
qualifications is set forth on the website
which can be accessed by
(clicking here). More detailed
qualifications are set forth in a document
entitled "Debt-Buster Plan Agreement", which
must be signed by every new client before
the client's case is filed with the U.S.
Bankruptcy Court. A copy of said
document is set forth on this website and
can be accessed by
(clicking here).
* This assumes that you do not owe any
"priority" debts, like past-due alimony,
child support and certain types of taxes.
** The $3,800 includes certain required
"upfront" fees: (1) court filing fee of
$274, (2) credit counseling certification
fee of $34, (3) cost of credit reports at
$10 per client, (4) plus less than $40 in
other costs for such things as judgment
searches and pacer access fees. No
"upfront" attorney fees are charged.
***This guarantee is based upon the
new law as currently interpreted by our
Bankruptcy Court judges (effective as of
3/21/07).
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