How can you tell whether the attorney will truly care about you and your case? This is a critical decision. But take heart: there are some simple guidelines you can follow that will help you find an attorney, and rest easy with your decision.
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Reaffirmation is risky move for most people. It could strip you of the primary benefit of bankruptcy: to put your troubled financial past behind you.
Credit is undoubtedly a powerful tool. In fact, it is in most cases vital to make some of the most significant purchases and investments you need and want to make in life, such as buying a car or a home. Using credit for your every-day purchases can also be beneficial, because you can hold on to more of your monthly cash flow and take advantage of "rewards- programs and other incentives credit card companies offer.
You have the opportunity to enjoy a 'fresh start' after bankruptcy. Here are some steps to help you stay in control of your finances and your life.
Since you're making payments to your creditors under Chapter 13, you can prevent foreclosures or car repossessions, which you can't do under Chapter 7. In fact, you generally don't have to give up any of your property.
General Motors is in ongoing negotiations with the US Government about bankruptcy and its future as a viable company, despite its acceptance of billions in bailout money. It appears the fed is preparing for the worst. The story is a big one and will continue to grow.
Debt piles up when life happens to throw you a curve. You're considering bankruptcy. You're not alone. Consider a qualified bankruptcy attorney to help you manage the process quickly and professionally.
Looking to secure another loan to pay off overdue loans and credit cards is not the real solution to debt problems, especially amidst a dramatic rise in predatory lending.
The sooner you can get your debt situation under control -“ by eliminating debts in Chapter 7 or setting up a repayment plan under Chapter 13 -“ the sooner you can begin rebuilding your credit again and, even more importantly, your life.
Wondering about the basics of Chapter 7 bankruptcy? Here they are, in a nutshell.
The fault of today's recession does not rest on the shoulders of those who bought a biggertruck, new plasma television or took an extra vacation. We are in this mess because of an increasingly complicated financial tangle of ungoverned investment products that has long been too shaky to support our country's financial system.
Unfortunately, like so many Americans, it didn't take much for you to find yourself caught in the tide.
Are you afraid of losing your home and wondering what to do? A good place to start is to ask yourself whether you want to save the home or whether you're unable or unwilling to do so. The good thing is, in either case, there's hope. And, filing bankruptcy is one possible solution.
The reality is, for many people buried in debt, filing bankruptcy may actually be the most responsible thing to do under the circumstances, and the best way to protect your credit in the long run.
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The Law Offices of John T. Orcutt has four convenient office locations. If you're in Rocky Mount, NC, you're only 30 minutes away from our Wilson office. Visit www.billsbills.com to set up a free debt consultation online or call 1-888-234-4181.
The Law Offices of John T. Orcutt has four convenient office locations. If you're in Angier, NC, we're only a short 30 minute drive away. Visit www.billsbills.com to set up a free debt consultation online or call 1-888-234-4181.