Myth 10: Only Deadbeats File For Bankruptcy.
Good people, who realize that they have a duty and responsibility to put their families first, file bankruptcy.
Most of the people who file bankruptcy are good, honest, hard-working people, just like you and me, who file as a last resort after months or years of struggling to pay the bills. You’re completely wrong in thinking that you’re a deadbeat if you file bankruptcy. If you need to file, filing bankruptcy is actually one of the most positive, responsible, honorable and noble steps you can take on behalf of your family and your family’s future, happiness and prosperity.
It’s not your fault that you were saddled with overwhelming debt, or you got behind on something as valuable as your house or car, after some life-changing experience, such as a divorce, the loss of a job, a failed business venture, a serious illness, or some family emergency, or because you honestly and mistakenly fell into debt at a young age before you knew better, before you knew anything about budgeting or how to manage money.
Deadbeats are the people who continue to let themselves get crushed by debt year after year, who continue to let creditors use and abuse them, who continue to pay out good, hard-earned money to creditors at the expense of their families, and who continue to just sit back and take it, when there is something they can do about it.
Deadbeats don’t care. The good, responsible people who file bankruptcy do care.