Privacy policy

Privacy policy


Posted 1/17/12 by the Law Offices of John T. Orcutt, P.C.

As used herein, “Site” refers to and other sites on the World Wide Web (including sites designed to be accessed by browsers using Wireless Application Protocol) originating in the United States which are owned and/or operated by the Law Offices of John T. Orcutt, P.C. (“LOJTO”).

By accessing and using the Site, you expressly accept and agree to be bound by the terms and conditions set forth in the Privacy Policy (“Policy”). If you do not wish to be bound by the Policy, you have no license or right to use the Site and should leave the Site immediately.

LOJTO reserves the right to modify the Policy in any way, at any time. Any and all such modifications will take effect immediately after LOJTO provides reasonable notice. Notice may be given by posting on the Site, via electronic communication, in writing, and/or any other means that provides reasonable notice. Your further use of the Site after such reasonable notice has been provided constitutes your acceptance of the modified Policy.

Collection & Use of Information

1. Personally-Identifying and Non-Personally Identifying Information

LOJTO is a Law Firm that provides legal advice and services to people in need of bankruptcy and related legal advice and services. Solely for this purpose, and this purpose alone, LOJTO, directly and through third parties, collects personally-identifying and non-personally-identifying information when you fill out the Initial Questionnaire, Quick Contact forms and Contact forms accessible from within the Site. This information may include your name, address (street address, city, state, and zip code), contact information (e.g., e-mail address and telephone numbers), and other identifiers that provide LOJTO with information necessary to contact you directly, advise you on your legal rights, and, where appropriate, to help you exercise and protect your legal rights.

LOJTO does not use the information for any other purpose. LOJTO will not, at any time, without your permission and consent, make any of your information available to any other person or entity.

LOJTO may also disclose personally-identifying information as required by law, subject to your right, if any, to claim protection under the attorney-client privilege, or to protect the integrity of the Site if LOJTO believes that a guest has committed unlawful or otherwise harmful acts.

If guests elect to use the Site’s "E-mail to a Friend" referral service for informing a friend about this Site, LOJTO does not, in any way, make use of the friend's name, e-mail address or the content of said e-mail.

2. Debit and Credit Card Transactions

If you, or someone on your behalf, makes a credit or debit card payment from within the Site, information may be collected from you (possibly including, but not limited to, credit card and contact

information) for transfer to and use by third party merchant account providers. LOJTO does not retain this information. Unless otherwise stated, LOJTO does not have any responsibility in connection with such credit or debit card transactions and use of such information are the sole responsibility of the merchant account providers and the credit and debit card companies whom the merchant account providers are representing. Be sure to review the merchant account providers’ privacy policy and the privacy policy of any debit or credit card companies involved. If need be, contact them directly if you have any questions. They may have privacy terms that differ from LOJTO's Privacy Policy.

LOJTO uses third party merchant service providers to provide services on its behalf to processing debit or credit card payments. LOJTO asks these service providers to agree to maintain the confidentiality of your personally-identifying information and not to use such information for any reason except to carry out the purpose(s) for which LOJTO hired them;

3. Compliance with applicable laws, regulations, and/or legal or regulatory process.

LOJTO may share or disclose personally-identifying information about you to other companies or individuals for the purpose of complying with applicable laws, regulations, and/or legal or regulatory process;

4. IP Addresses

An IP address is a number that is automatically assigned to your computer by your Internet service provider whenever you log on to the Web. When you request pages from the Site, web servers may and sometimes will automatically identify and log your computer’s IP address.

LOJTO may collects guests’ IP addresses, but only for the purpose of the purpose of system administration and to gather and report aggregate information to LOJTO to identify from where, geographically, and how many guests are accessing the Site. LOJTO does not combine IP addresses with other personally-identifying information or compile any session activity reports by IP address.

5. Cookies

Cookies are pieces of information that a Web site transfers to an individual's hard drive for record-keeping purposes. Cookies make web-surfing easier for you by saving your passwords, purchases, and preferences while you are online. The use of cookies is an industry standard. You will find them at most major Web sites.

LOJTO uses cookies to determine which areas of the Site are popular and which are not. This helps LOJTO to target ads based on guest interests, and also improve and update the Site based data such as total number of guests and pages viewed. This information is most easily tracked with cookies.

A cookie allows LOJTO to store the personal preferences that you set during each visit to the Site, which in turn speeds up your future activities at the Site.

During future visits to the Site, LOJTO will only read and retrieve information set in a cookie during an earlier visit to the Site.

The use of advertising cookies is standard in the Internet industry. Most browsers are initially set to accept cookies. You may be able to direct your browser to refuse cookies or alert you when cookies are being sent.

6. Third-Party Advertisers

LOJTO does not currently use third party advertising companies and advertising networks to serve ads to you on its behalf when you visit the Site. LOJTO does use third party advertising companies and advertising networks to attract guests to visit the Site.

7. Minors

Minors (individuals under 18 years of age) should always ask parents for permission before providing any personal information online. No information should be submitted to or posted on the Site by any Minor without the consent of a parent or guardian. Unless otherwise disclosed during collection, LOJTO does not knowingly provide any personally-identifying information about Minors, regardless of its source, to third parties, nor is this information knowingly used by LOJTO for any marketing or promotional purposes.

8. Public Forums

Whenever you disclose information online in chat rooms, message boards, or similar posting areas, that information can be viewed, collected, and used by anyone. Therefore, do not disclose any information in such areas that you do not want made available to the general public. LOJTO is not responsible for the consequences of such disclosures including, but not limited to, unsolicited communications.

9. Subscriptions

LOJTO does not currently offer any subscriptions on or through the Site.

10. Unsubscribe -  How to decide what communication you can receive from the LOJTO

If you choose to receive them, we may periodically send you email messages describing updates, or offers related to this website or otherwise related to the LOJTO.You can choose to stop receiving this email from LOJTO at any time. Simply follow the instructions included in your email, or send a reply stating your request to:

11. How to update, correct, or delete your personal information from LOJTO

You can access and modify certain personal information stored on the LOJTO website such as your name, phone number, email address, and mailing address, by contacting us via email at or via mail at the address below.

Remove Data Request
6616-203 Six Forks Road
Raleigh, NC, 27615

To modify or delete personal information related to an email program, simply follow the instructions included in your email, or send a reply stating your request, and we will make the requested changes.

We retain information provided to us indefinitely unless otherwise stated. We will keep some personal information you have requested to remove for the following purposes:

    Troubleshoot problems
    Services Relating to Bankruptcy
    Bankruptcy Testimonials
    Enforce our Web site rules
    Comply with legal requirements

Therefore, you should not expect that all of your personal information will always be completely removed from our databases in response to your requests.

12. Security - How we protect the security of your personal information

The security of your personal information is very important to us, and we are committed to protecting the information we collect. While we cannot guarantee absolute security of your personal information, the LOJTO uses firewalls and Security System Protocols for all personal data we collect from our clients and potential clients. We also employ many different security techniques to protect personal data against loss, misuse, alteration, and unauthorized access.

The Site has implemented appropriate safeguards to help prevent unauthorized access, maintain data security, and to make proper use of the information that LOJTO collects. Nevertheless, no transmission of data over the Internet can ever be completely secure. Thus, while LOJTO strives to protect your personal information, it cannot absolutely guarantee the security of any information that you provide.

13. Customer service and recourse -

Please note that whenever you submit any information to us in connection with any services related to the LOJTO website, you consent to let us process this information in the United States as necessary to provide the services in which you are participating.

14. Remarketing Tracking Code - uses a remarketing tracking cookie once a potential client clicks a Law Offices of John T. Orcutt Google Adwords ad. This tracking cookie will trigger our law firm ads to appear on additional web pages that allow for google ads. Google uses our remarketing ad in an attempt to remind past viewers of our website of our debt relief services.   

  • By using Google's remarketing code, we also use Google information on 3rd-party audience data (such as age, gender, and interests) with Google Anlaytics. 

If you have any questions, comments, criticisms, or complaints about the LOJTO’s privacy policy and/or the way it affects you, please feel free to email us at  or write to us at:

Privacy Policy
6616-203 Six Forks Road
Raleigh, NC, 27615
Attention: Webmaster


Please direct any comments or questions regarding LOJTO’s Privacy Policy to the Law Offices of John T. Orcutt, P.C., 6616-203 Six Forks Road, Raleigh, N.C. 27615.

End of LOJTO Privacy Policy.

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