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The first step is always the hardest.


Take the first step toward financial freedom


The First Step is Hard But it Doesn’t Have to be.

The first step can be the beginning of breathing deeply after years of forgetting what that even means. The first step can be a glimpse of the light at the end of the proverbial tunnel. Yes, making the call is hard. Being brave enough to step outside the antiquated idea that bankruptcy is to be avoided at all costs and realizing that bankruptcy exists for the exact reasons you need it may not come easy. Realizing that just maybe you had it all wrong about bankruptcy and that you can actually be proud to take that step toward a better future for you and/or your family may not come easy. Change is hard. I get that. But once clients do the hard thing and make the call, I can see the stress and worry and shame melt away. I feel it leave them! I hear it leave them! I get to watch them realize that the cycle and struggle of overwhelming debt does not have to be suffered. I see it click that this is the beginning of the hard part being over. And that is a beautiful thing.

I always tell my clients that it took me several months to train for my job; and years later I am still always learning. That is so true. Yet they make an appointment; and within an hour or so, they are faced with sorting through what it took me months to learn. I get that; and I feel it so deeply. I am so proud of them for “getting it.” I am in awe as I remember it didn’t always come so easily for me. That’s why I begin every single appointment by saying, “This is step one; and it lasts as long as you need it to last.” I want them to feel good about the process and confident that I am now always an email or a phone call away for any questions and concerns, no matter how many and no matter how much time passes. No cookie-cutter approaches. My work is tailored to meet what my clients need. It really is a lot of information; and the decisions are important. It is vital that we get and remain on the same page; because together we will formulate and implement a plan that can change their lives for the better.

So much of this sounds cliche; yet I assure you it is not. I do think it’s beautiful; and I am humbled to be even a tiny part of it. This is how I was trained; and this is how I do my job. And I will always try so very hard to improve and consistently learn to do it even better. 

So, yes, the first step might always seem like the hardest; but it doesn’t have to be. To find out more, contact the Law Offices of John T. Orcutt. Read reviews from satisfied clients, then call +1-919-646-2654 to schedule a free student loan bankruptcy consultation at one of our locations in Raleigh, Durham, Fayetteville, Wilson, Greensboro, Garner or Wilmington.

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