In my years of working bankruptcy, I love being able to help people get back to a Normal Life without harassment from creditors. I myself have been in the same situation and completely understand the fear, the frustration, and the embarrassment. The creditors will make you feel like you are a terrible person. I have come to realize that they are wrong. I say to my clients life happens. When you take the debt out you didn’t plan on getting sick and having medical bills. You didn’t plan on getting laid off from that job. You didn’t plan on your vehicle breaking down. You didn’t plan on those appliances at home breaking down all at once. You are not a bad person it is just things that happen in life we can’t control. Bankruptcy is here to help you to back to that Normal Life again. You can breathe AGAIN!!