Are you feeling too broke to break out of debt? Too often, Americans just like you, already suffering under the intense strain of rising mortgage costs, consistent credit card debt, mounting medical bills, employment woes, and other blights on their bank accounts, are also suffering under the misconception that an experienced bankruptcy attorney is, for them, financially out of reach.
Well, it’s finally time to halt the hesitation, dismiss the deterrents, and suffer no more; because, in fact, the opposite can be true in the world of bankruptcy law. Days, weeks, and months wasted without speaking to a qualified bankruptcy expert like those at The Law Offices of John T. Orcutt can actually add up to higher bills, increased interest and greater stress—creating a costly cycle of creditor-debtor “cat-and-mouse”—that you continue to pay for—with the constant risk of losing even more.
For those ready to end the cycle, it is important to understand that bankruptcy is not a one-size-fits-all solution, and bankruptcy filings are complex cases catering to your individual economic needs. So, if you’re financially floundering and likely bankruptcy bound, take a deep breath and see your way through the following simple factors to assess the costs, benefits, and most importantly, the long-term investment, of hiring an experienced bankruptcy lawyer.
The Complexity of Your Case
In most scenarios, your legal costs are tied directly to the complexity of your bankruptcy case. For average Americans—those who make and owe tens of thousands of dollars, attorney fees can be relatively inexpensive compared to the relief you receive. An experienced bankruptcy expert like those at The Law Offices of John T. Orcutt can wade through the complexity and get to the heart of what obligations are hurting your financial future.
Assessing Your Assets (and Debts)
As a general rule, the fewer the assets, properties, cars, investments and debts, the lower your legal bills will be. An experienced bankruptcy attorney like those at The Law Offices of John T. Orcutt can provide an initial consultation to examine the type and value of your assets, assess the requirements for your individual bankruptcy case, and, as a result, determine the actual cost of filing for bankruptcy.
Time and Type of Your Case
The old adage, “time is money,” also rings true in bankruptcy. The more complex your case, and the more assets and debts to balance, then the more time involved for a bankruptcy lawyer, and the more your bankruptcy will cost. An experienced bankruptcy attorney like those at The Law Offices of John T. Orcutt can tell you what filing will work for you.
Don't forget, if you're considering Chapter 13 bankruptcy, your attorney can likely put the majority of your attorney fees in the Chapter 13 plan, meaning less money up front, and a fast route to relief for you and your family. What’s most important to understand when assessing the costs, and benefits, of hiring a bankruptcy attorney, is that you are not alone. Everyday, people just like you thought they could not afford to consult an attorney. And still, this year, millions took the brave steps forward to take back their financial freedom through bankruptcy. So, don’t go it alone anymore. Speak to an experienced bankruptcy attorney at The Law Offices of John T. Orcutt today.