Are you struggling with debt and considering bankruptcy? It helps to know that you're not alone. According to the National Bankruptcy Research Center, almost 1.1 million people filed for bankruptcy in 2008. That's up 33 percent from 2007, when around 800,000 people filed, and even more from the year before, when some 590,000 people sought bankruptcy protection. In fact, during the first 10 months of 2008, an average of more than 4,000 people per day filed cases. And the number of filings is expected to increase even further in 2009. This spike in filings over the last few years is in direct response to the current economic downturn, which has landed on the doorstep of millions of hardworking individuals who had been doing their best to make ends meet. As the downturn continues to work itself deeper into our economy, more and more people are going to find themselves up against the ropes -“ fending off demands from credit card companies, trying to save their homes from foreclosure, worrying about having their cars repossessed, etc. If you're one of these people, it's time to call a bankruptcy attorney. There's no shame in seeking such help. Bankruptcy was designed for times such as this, to help people like you. Just look at the number of filings over the last few years: you are not alone -“ far from it. Millions of people around the country have gotten caught up in this mess, many through no fault of their own. So why are so many people turning to bankruptcy to get them out of this mess? It's simple: bankruptcy allows you to take control over your life again and to make a fresh start. If you qualify for it, Chapter 7 bankruptcy can wipe out most or all of your unsecured debts (e.g., credit card debt or medical bills). Chapter 13 bankruptcy can help you reorganize your debts into an affordable repayment plan and can save your home from foreclosure or your car from repossession. Filing bankruptcy is, of course, a serious thing, and it will have negative consequences for your credit rating. But, chances are, your credit is already on the downward-slide from late or missed payments to your creditors. And, wouldn't it be nice to save some of that money you keep losing every month to never-ending interest payments? The sooner you can get your debt situation under control -“ by eliminating debts in Chapter 7 or setting up a repayment plan under Chapter 13 -“ the sooner you can begin rebuilding your credit again and, even more importantly, your life. Millions of people have gone before you. Call a bankruptcy attorney today and learn what bankruptcy can do for you.