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Dealing With Tax Liens in Wilmington Bankruptcy

Tax lien stress

Stressed over a Wilmington tax lien?

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Getting behind on your state and federal income taxes can be stressful. The government has some incredible powers of collection and can attach your wages, personal property, bank account, and more. When you’re late on taxes, one of the most grievous outcomes is a tax lien. If possible, you should deal with your tax trouble before there's a lien.

10+ Companies That Will Help Pay Off Your Student Loans

Student loan employee benefits

Find a job with student loan benefits to get out of debt faster

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Student loans are more than an individual debt concern. It’s becoming a national economic crisis. With over 44 million Americans in debt to the tune of over $1.5 trillion, student loan debt is a growing concern of employers, with good reason.

Use Greensboro Bankruptcy to Deal With Back Child Support

Child support and bankruptcy

Are you behind on child support?

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With Greensboro bankruptcy, you can tackle most any debt. From the moment you file, bankruptcy makes sweeping changes to your life. It puts an end to overwhelming debt and gets you a new lease on your financial life. No matter whether you choose Chapter 7 or Chapter 13, bankruptcy helps with its automatic stay, debt reduction, and discharge.

New IRS Ruling Helps Student Loan Debtors Save for Retirement

IRS tax student loans

IRS ruling may help student loan debtors

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With more than $1.5 trillion now owed in student loans, it’s a debt crisis with no end in sight. One of the issues facing consumers with student loans is deciding how (and even if) they can save for retirement while dealing with this debt. Workers of all ages should be saving for retirement, but it’s more critical if your employer offers a 401(k) match.

Don’t Wait Too Long to File Wilmington Bankruptcy – 5 Signs It’s Time

Time to file Wilmington bankruptcy

What's the best time to file Wilmington bankruptcy?

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Deciding to file Wilmington bankruptcy can be overwhelming. Many people feel it’s admitting failure. It’s not. It’s acknowledging that you need help. There’s nothing wrong with that. Life events out of your control trigger most bankruptcy filings. Divorce, illness, job loss, and similar circumstances are factors in most bankruptcy cases. Filing sooner rather than later can restore you to financial health faster.

Understanding Student Loan Forgiveness

Student loan forgiveness

Exploring student loan forgiveness

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Student loans are unfairly burdensome on many Americans. Because of the emphasis on college over all other career paths, it’s problematic. Where once a degree set you apart, now it makes you one of the job-hunting herd. Combine that with the unfairly exploding cost of college tuition, and it’s a recipe for a crisis that’s just beginning.

Can You Rent a House or Apartment After Greensboro Bankruptcy?

Renting after bankruptcy

Renting after bankruptcy is possible

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After Greensboro bankruptcy, you might need to explore housing options. Some people use Chapter 7 bankruptcy to unload an unaffordable mortgage and need a new place to live – or you might be ready to relocate for work or because your existing lease is expiring.

New Legislation Could Restore Bankruptcy Discharge of Student Loans

Student loan legislation

New legislation promises hope for student loan borrowers

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Student loans are a plague on many consumers, so it’s always good to see news of hope for college debt relief. HR 5549, the HIGHER ED Act, introduced in April by Democratic Representative Peter DeFazio of Oregon, could see a loosening of the standard of “undue hardship” required to discharge student loans in bankruptcy.

Millennials Plagued By Medical Debt – Wilmington Bankruptcy Can Help.

Millennial medical bills

Millennials crushed by medical debt

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Medical debts are one of the most common debts incurred and many people struggle to pay. One in six Americans has past-due health bills on their credit report. Even those with insurance might have unaffordable medical bills because of ever-higher deductibles across most Affordable Care Act insurance plans. Wilmington bankruptcy can help shed this debt.

Does Filing Bankruptcy Bar You from Getting Student Loans?

Student loans

Bankruptcy and student loans

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When considering debt relief programs, one to examine is bankruptcy. But before you jump into something, you should think about the effect on your credit score and future financial opportunities. If you’re thinking of returning to college or have a child headed to university soon, you’ll want to know if and how it could affect your ability to obtain student loans.

5 Steps to Get Greensboro Bankruptcy Started

Start bankruptcy

Get your fresh start today

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Choosing Greensboro bankruptcy is a big step towards getting your finances in order and on a path to a better future. So, how do you get started? When clients come in to see us, desperate for a meaningful debt relief solution, once they hear how bankruptcy can change their lives for the better, the next thing they want to know is how to begin. Look at the five steps to get your Greensboro bankruptcy started.

Older Americans Plagued by Student Loans – Looking for Solutions

Older Americans student loans

Student loans and older Americans

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The Consumer Financial Protection Bureau’s recent report on older consumers and student loan debt reveals that college debt continues to be a growing problem for the older-than-60 set. The CFPB found that student debt heavily impacted long-term financial security and stability and promised a rougher road ahead than for generations past.

5 Warning Signs of a Wilmington Debt Settlement Scam

Warning signs

Don't ignore warning signs of a debt settlement scam

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When debt piles up on Wilmington consumers, there are many solutions to try. Some things to try include cutting back spending, tightening the belt, taking a second job, considering bankruptcy, or a debt settlement plan. The most problematic of these options may be the latter.

Employers Considering Student Loan Benefits

Employee benefits

Does your job offer student loan benefits?

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The job market in America is booming. With a better job market, employers are now competing to attract top talent, and one of the tools in their recruiting arsenal may be student loan-related benefits. Even with plenty of jobs open, student loans continue to be a growing problem with no end in sight for more than 44 million people in the US who owe more than $1.5 trillion in college debt. Here’s some info on looking for benefits from your employer to fight this burden.

Is Charged Off Debt Gone for Good?

Charged off debt

Charged off debt is not gone!

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Greensboro bankruptcy can help deal with lingering debt you can’t afford that is still active under the statute of limitations. But what about charged off debt? We frequently see questions from consumers who assume that once the debt is “charged off” it’s not their problem anymore. This is not true. It can still come back to bite you so here’s what you must know.

5 Tips to Deal with Student Loan Stress

Student loan stress

Suffering from student loan debt stress? You're not alone

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Debt is stressful for everyone, but student loan stress is a special breed of anxiety because of the immense collection powers of the federal government if you don’t pay them back. No matter if you’re fresh out of college or have been in the workforce for years, if you owe student loans you can’t afford, it can drag down your work productivity, impact your relationships, and wreck your quality of life. But there are some ways to cope.

Start With Secured Credit Cards After Wilmington Bankruptcy

Secured credit card

Secured cards help credit after bankruptcy

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Wilmington bankruptcy is the launchpad to a fresh financial start without debt weighing you down and causing stress. Remember that bankruptcy isn’t an end but a beginning. What you do after you get your bankruptcy discharge determines your long-term outcome. One thing to consider immediately is your credit score. Look at how bankruptcy affects your credit score and how secured credit cards help you rebuild.

Student Loan Statistics That Will Stun You – And How Bankruptcy Can Help

Student loan debt

Student loan debt stats that will stun

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Student loans continue to plague American consumers with the latest statistics showing that more than 44 million owe student loans for college. It’s the second largest segment of consumer debt after home mortgages, and the average debt load continues to rise every year.

Can You Keep a Credit Card During Greensboro Bankruptcy?

Credit cards and bankruptcy

Can you keep credit cards after you file bankruptcy?

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Greensboro bankruptcy is life-changing, can get you out of debt and stop debt collector harassment the same day that you file the case. To get that relief, you must face consequences that balance the equation, but they’re usually worth it. One question we’re frequently asked by bankruptcy clients at their initial consultation is whether they can hold back a credit card and keep it for use during and after bankruptcy. The answer is “no,” with one notable exception.

Student Loan Debt Complicates (And Causes) Divorce

Student loans and divorce

Student loans and divorce

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Excessive debt isn’t something anyone wants to deal with – and isn’t an attractive quality to most people. It’s also a known fact that financial stress leads to marital trouble and is a significant driver of divorce. But how do student loans impact marriage and divorce? It’s a complicated issue and one that deserves a closer look.


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