Discharge Violations Email Drip Campaign

For a period of 6 years after our clients get their "discharge" in bankruptcy, we send them every 30 days or so an email message reminding them that the following activities are illegal:

• Attempts to collect on any of the debts that were "discharged" in the case.
• Entries on the client's credit reporting indicating that there is still a balance owing on a debt that was "discharged".
• Unexplained fees and charges added to the client's mortgage or claims the client is behind on the mortgage payments (even though the client's mortgage payments are current).

Reason for this campaign:  We want all our clients to enjoy the full benefit of having gotten a "discharge" in bankruptcy.  Therefore, the last thing we want is some creditor sneaking behind us to fool our clients into paying on debts they got rid of in their bankruptcy.  Unfortunately, this happens far too often, including false statements to our former clients that the debt in question was, in fact or in effect, NOT discharged.  Our hope is that these email messages will flush out any of this illegal activity so that we can intervene on behalf of our former clients.  In some cases, this will also yield money damages for the offended clients.

The service we offer in this regard is FREE to the clients.  If we get paid, we get paid out of any money damages we can collect from the offending creditors or whatever entity that has bought out or taken over collection of the debt.

Here is a list of the email messages we rotate though during the 6 years after discharge:

(1)   ORCUTT LAW:  Just checking in with you: Attorney John Orcutt here:  Has anyone tried to collect on a debt you thought you got rid of in your bankruptcy?  Or, heard from someone you don't think you owe?  If so, this is ILLEGAL.  If so, call: _____________________  TODAY.  FREE to you, we will FIX IT.  Many times, it also means FREE MONEY FOR YOU.  To your success, John Orcutt  P.S.  Please keep us in mind when you run into family, friends and acquaintances who may also need our help.  A word from you could make all the difference.

(2)   ORCUTT LAW:  Credit report errors to fix after bankruptcy?  Have you checked your credit report for errors?  Errors on your credit report:  Can keep you from getting the credit and low interest rates you deserve.  Will make it harder to re-build your credit score.  For example:  Does your credit report show you still "owe" one or more debts you thought you got rid of in your bankruptcy?  If so, that would be ILLEGAL.  FREE to you, we will FIX IT!  Call: ____________________________. May mean FREE MONEY FOR YOU.  For a FREE credit report, click here: {{ 'https://www.usa.gov/credit-reports' | button: 'Your FREE Credit Report', 'green' }}  To your success,  John Orcutt  P.S.  Please keep us in mind when you run into family, friends and acquaintances who may also need our help.  A word from you could make all the difference. 

(3)   ORCUTT LAW:  It is ILLEGAL to try to collect on a "discharged" debt...  It is ILLEGAL to try to collect on a debt you got rid of in your bankruptcy, EVEN IF collected under a different name.  FREE to you, we will STOP it!  Call: ________________________ TODAY.  Many times, it also means FREE MONEY FOR YOU.  To your success,  John Orcutt  P.S.  Please keep us in mind when you run into family, friends and acquaintances who may also need our help.  A word from you could make all the difference. 

(4)   ORCUTT LAW: TO FORMER CHAPTER 13 CLIENTS WITH A MORTGAGE .  TO FORMER CHAPTER 13 CLIENTS WITH A MORTGAGE.  Don't get ripped off by illegal mortgage claims and fees.  If you have kept your payments up-to-date after bankruptcy, there should be:  (1) No claims you are behind & (2) No extra fees or charges.  Problem?  FREE to you, we can fix it!  Call: ______________________ TODAY.  Many times, it also means FREE MONEY FOR YOU.  To your success,  John Orcutt  P.S.  Please keep us in mind when you run into family, friends and acquaintances who may also need our help.  A word from you could make all the difference. 

(5)   ORCUTT LAW:  Just checking in again.  Just checking in.  2 important questions for you:  (1) Has anyone tried to collect money from you on debts you got rid of in your bankruptcy?    or  (2) Also, does your credit report show any of those debts as having a non-zero balance?  If your answer is "Yes" to either question, FREE to you, we can FIX IT.  Call: ______________________ TODAY.  Many times, it also means FREE MONEY FOR YOU.  To your success,  John Orcutt  P.S.  Please keep us in mind when you run into family, friends and acquaintances who may also need our help.  A word from you could make all the difference.