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Exclusive Savings Calculator


Using Bankruptcy......
Find Out How Much Money You Can Save!
It's Easy.Just follow these simple Instructions :
Creditor Name Type of Debt Min. Monthly Payment
Just type in the name of creditor. This field does not affect the calculation, but serves an information purpose.
Minimum Monthly Payment. If there is no set minimum payment for a debt, fill in what yiu think a reasonable minimum payment would be. What is a "reasonable" minimum payment, you ask? A good "rule of thumb" is to divide the debt by 48 months. For instance, lets say you owe $5000 on a repo deficiency. Dividing this $5000 by 48 = a reasonable minimum payment of 104$ per month.
Add one more
Approximate amount
you would save:

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DISCLAIMER: Actual results may be better than the result shown. For example: savings may be greater: (1) on secured debts, where the plan is to surrender collateral, (2) in the case of dischargeable taxes, or (3) where actual minimum payments are higher than projected due to the inclusion of mounting interest. The result shown is an approximation and assumes: (1) Input of full and accurate information, (2) Filing under Chapter 7of the U.S. Bankruptcy Code, (3) No equity above exemptions or disposable income, as defined by the State and Federal law, and (4) No co-signer involvement with respect to unsecured debts and (5) That you want to keep all the property you have. Bankruptcy law is complex, and therefore, the actual result to be achieved in your situation can only be known after a full-blown analysis of your situation by a full-time, experienced, bankruptcy attorney, taking into account your particular goals, assets, debts, income and expenses.

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