Our Debt Defeaters: Benefits & Qualifications

Our Debt Defeaters: Benefits & Qualifications

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The DEBTonator:  (Chapter 7)

Description:  

This is our powerful, traditional Chapter 7 bankruptcy program.

No monthly Payment:    

What you pay "up-front" to get started, is all you pay.

Fast Relief:    

The sooner you get stared, the sooner your creditors are put under control. Get started and it's "No more calls, no more letters, no more lawsuits, no more harassment". And for unsecured, dischargable debts, this protection is permanent. The sooner you get started, the sooner you get relief.

Debts Discharged:  

Discharged means gone, forgiven, erased. If you qualify, you can be totally and permanently FREE from all your credit cards, medical bills, personal loans & other unsecured, dischargeable debt.

Fast Fresh Start:    

The DEBTonator is the fastest way to "explode" your way out of these debts. It's over and done with in less than 4 months after you start this program.

Fast New Credit:  

Getting out of debt is always the 1st step in re-building new credit. The faster you get out of debt, the faster you can get your credit re-built.

Qualifications:

 You must fully qualify for relief under Chapter 7 of the U.S. Bankruptcy Code.

 

The DEBT-Buster:  ($99/month):

Description:    

This is a NEW "special" type of Chapter 13 plan made possible by that new bankruptcy law. The DEBT Buster is designed to get you the same relief you could get by filing Chapter 7, but with much less money required "up-front"....in many cases...$0 money "upfront".

Low Downpayment:    

If you qualify for our exclusive "$0 MONEY-DOWN" program, you can get filed for $0 money down.  Lots of people do. Likely, you will too.

Low Monthly Payment:  

 Then, you pay only $99 per month.****

Fast Fresh Start:  

 The DEBT Buster is a fast way to "bust free" of these debts in less than 36 months (under median cases) or at little as 60 months (over median cases) after you get started.  In the meantime, all your creditors are put "under control".

Fast Relief:    

Same as with the DEBTonator.

Debts Discharged:  

Same debts discharged as with the DEBTonator, program.

More Debts Discharged:  

With the DEBT Buster, you get the "Super Discharge", because it also discharges: (1) Divorce obligations, other than alimony and child support, and (2) Loans taken out to pay taxes.

No Reaffirmation Agreements:  

With the DEBT Buster, you completely avoid the mess, risk and extra cost of dealing with agreements in order to keep your vehicles on which you owe money.

Qualifications:

  • You must fully qualify for relief under Chapter 7 of the  Bankruptcy Code.
  • You must have not more than $1,300 in what are called "priority" debts.
  • You must have enough steady, dependable income to pay all your normal monthly living expenses, plus $99 per month DEBT Buster payment.
  • You must pay the $99 per month by payroll deduction (not required, if not possible.)

**** $99/mo is for Chapter 13 cases filed in the Eastern District.  $141/mo is the minimum for the Middle District.

 

The DEBT-Survivor:  (Chapter 13)

Description:    

Our powerful, traditional Chapter 13 bankruptcy program.

Low Downpayment:    

In most cases, you can get started for less than $600 up-front. This varies, depending upon the risk and complexity of the situation.

Fast Relief:    

Same as DEBT Buster program.

Powerful Extra Relief:  

Can stops and "defuse" home foreclosures and vehicle repossessions. Plus, buy 36 to 60 months to catch-up on home and vehicle delinquencies.

Fast Fresh Start:  

You can dig your way out of unsecured debt in 36 to 60 months.

More Debts Discharged:  

Same debts as the DEBT Buster program.

No Reaffirmation Agreements:  

Same as with the DEBT Buster program.

Lower Interest Rates/Longer Payout Period:  

In many cases, get more affordable car or truck payments with lower interest rates and a longer payout period.

"Cram-Down" Advantage:  

 For cars and truck purchased more than 2 1/2 years ago, is you car or truck worth less than what is owed. If so, save money and get even more affordable payments by paying only what the vehicle is worth, not what is owed.

Student Loans:  

Give yourself a chance to get on your feet by putting student loans under control for 36 to 60 months.

Qualifications:  

You must fully qualify for relief under Chapter 13 of the U.S. Bankruptcy Code.

Want to find out which program fits your situation?

Call today for a FREE Debt Consultation.
Call toll free +1-919-646-2654.
 

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Serving All of North Carolina

  • Charlotte
  • Fayetteville
  • Durham
  • Wilson
  • Greensboro
  • South Raleigh (Garner)
  • Southport
  • Wilmington

North Raleigh

6616 Six Forks Rd Suite 203 Raleigh, NC 27615 North Carolina

Tel: (919) 847-9750

North Raleigh

Charlotte

7400 Carmel Executive Park Dr Suite 105 (In association with) Charlotte, NC 28226 North Carolina

Tel: (704) 318-2702

Charlotte

Fayetteville

2711 Breezewood Ave. Fayetteville, NC 28303 North Carolina

Tel: (910) 323-2972

Fayetteville

Durham

1738 Hillandale Road Suite D Durham, NC 27705 North Carolina

Tel: (919) 286-1695

Durham

Wilson

2215 Nash St. NW Wilson, NC 27896 North Carolina

Tel: (252) 234-9194

Wilson

Greensboro

600 Green Valley Road Suite 210 Greensboro, NC 27408 North Carolina

Tel: (336) 542-5993

Greensboro

South Raleigh (Garner)

143 Highway 70 Garner, NC 27529 North Carolina

Tel: (919) 747-4400

South Raleigh (Garner)

Southport

4320 Southport Supply Road SE Suite 300 Southport, NC 28461 North Carolina

Tel: (910) 218-8682

Southport

Wilmington

4320 Southport Supply Road SE Suite 300 Southport, NC 28461 North Carolina

Tel: (910) 447-2987

Wilmington