Ralph & Karen

Ralph & Karen

Client Name:Ralph & Karen

Type of Case:Chapter 7

Results Achieved:

Lowered monthly payments by $1074 per month. Got rid of $33,820 in debt....debt that will never have to be paid back. Got rid of ALL the interest that would have accrued on that debt. Got rid of an unwanted and expensive timeshare on which they owed $8,459. Were able to keep all the other property they owned.

 

Here Is What The Client Said:

Why did you file bankruptcy?

"At the time, my wife was pregnant and it was around the time of 9/11. She wasn't able to get a job, so we had one income and couldn't pay bills. We had the kids, my work was slack. It was a lose/lose situation. Phone calls from the creditors were terrible!"

 

What if you had not filed?

"We were trying to keep the house, and keep the lights on. It's hard to say. We would have lost everything possibly."

 

How did filing bankruptcy help you and your family?

"Our situation is a lot better. The baby is two years old now and my wife is working. We are paying all our bills and we have been trying to save money. We have been trying to save 3 months of bills.....In case something happens, we will be able to pay our bills. I am glad we did what we did!"

 

Would you recommend bankruptcy for someone else?

"If you have kids and can't pay bills...Yes."

 

Would you recommend the Law Offices of John T. Orcutt?

"Yeah...oh yes....most definitely. Everything went smoothly."

 

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Serving All of North Carolina

  • Fayetteville
  • Durham
  • Wilson
  • Greensboro
  • South Raleigh (Garner)
  • Southport
  • Wilmington

North Raleigh

6616 Six Forks Rd Suite 203 Raleigh, NC 27615 North Carolina

Tel: (919) 847-9750

North Raleigh

Fayetteville

2711 Breezewood Ave. Fayetteville, NC 28303 North Carolina

Tel: (910) 323-2972

Fayetteville

Durham

1738 Hillandale Road Suite D Durham, NC 27705 North Carolina

Tel: (919) 286-1695

Durham

Wilson

2215 Nash St. NW Wilson, NC 27896 North Carolina

Tel: (252) 234-9194

Wilson

Greensboro

600 Green Valley Road Suite 210 Greensboro, NC 27408 North Carolina

Tel: (336) 542-5993

Greensboro

South Raleigh (Garner)

143 Highway 70 Garner, NC 27529 North Carolina

Tel: (919) 747-4400

South Raleigh (Garner)

Southport

4320 Southport Supply Road SE STE 300 Southport, NC 28461 North Carolina

Tel: (910) 218-8682

Southport

Wilmington

4320 Southport Supply Road SE Suite 300 Southport, NC 28461 North Carolina

Tel: (910) 447-2987

Wilmington