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Client Name:Robert

Type of Case:Chapter 13

Results Achieved:

Lowered monthly payments by $1,905 per month. Got rid of $97,513 in debt....debt that will never have to be paid back. Got rid of ALL the interest that would have accrued on that debt. Were able to keep all property they owned.


Here Is What The Client Said:

Why did you file bankruptcy?

"I was in charge of all the debt after a divorce and I was overwhelmed even with Consumer Credit Counseling. I was not able to get it under control."


What if you had not filed?

"I don't know. It was the last thing I wanted to do. I had no choice. I would have lost my house."


How did filing bankruptcy help you and your family?

"I was able to keep my house. I feel like it was looked upon more favorably because it was a Chapter 13. It was an effort on my part to do something. "


Would you recommend bankruptcy for someone else?

"I mean, if they had resolved every other means. It was a last option for me. It is obviously an option, if there is nothing else. Ultimately, it took all the pressure off my back by everyone calling all the time. I was able to go on with my life. I do not feel like I cheated the creditors out of anything. "


Would you recommend the Law Offices of John T. Orcutt?

"Yeah, I would. I felt the process was simple and I have referred someone to John and they went through with a Chapter 7. It was a good process. Everyone was easy to talk to and they kept me informed. "


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