Type of Case:Chapter 13
Why did you file bankruptcy?
"I was in charge of all the debt after a divorce and I was overwhelmed even with Consumer Credit Counseling. I was not able to get it under control."
What if you had not filed?
"I don't know. It was the last thing I wanted to do. I had no choice. I would have lost my house."
How did filing bankruptcy help you and your family?
"I was able to keep my house. I feel like it was looked upon more favorably because it was a Chapter 13. It was an effort on my part to do something. "
Would you recommend bankruptcy for someone else?
"I mean, if they had resolved every other means. It was a last option for me. It is obviously an option, if there is nothing else. Ultimately, it took all the pressure off my back by everyone calling all the time. I was able to go on with my life. I do not feel like I cheated the creditors out of anything. "
Would you recommend the Law Offices of John T. Orcutt?
"Yeah, I would. I felt the process was simple and I have referred someone to John and they went through with a Chapter 7. It was a good process. Everyone was easy to talk to and they kept me informed. "
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