Susan

Client Name:Susan

Type of Case:Chapter 7

Results Achieved:

Lowered monthly payments by $968 per month, plus a mortgage payment of $811 per month. Got rid of $26,433 in debt....debt that will never have to be paid back. Got rid of ALL the interest that would have accrued on that debt. Got rid of a Social Security overpayment debt of $8,543. Got out from under a house she could no longer afford and a projected mortgage deficiency of about $20,000. Was able to keep all other property she owned.

 

Here Is What The Client Said:

Why did you file bankruptcy?

"Because I owed everybody and his brother, I had no choice. I couldn't breathe anymore and I had a lot of medical problems. I got terminal cancer."

 

What if you had not filed?

"I would still be scratching, I guess. I don't know what would have happened. I was robbing Peter to pay Paul."

 

How did filing bankruptcy help you and your family?

"I don't know how to put it in words. I don't know how to tell you. I was working 3 jobs, 1 full-time and 2 part-time. (Afterward), I quit one of those jobs. It gave me free time. It was a blessing."

 

Would you recommend bankruptcy for someone else?

"It depends on the circumstances. If I could have combined my payments to one that I could pay, I would have done that, but I couldn't. I was spending 600 to 700 dollars a month on medicine. If you do not have a choice, you don't have a choice. Had I not filed bankruptcy, I would have thrown my hands up and just quit. It was a 'damned if I do' and 'damned if I don't' situation. I wouldn't be where I am today, without filing. I am taking chemotherapy now. It was a godsend. Its all I can say."

 

Would you recommend the Law Offices of John T. Orcutt?

"Yes, sir, and I have done that. I certainly did. There we just as nice as they could be. They didn't make me feel like an itsy-bitsy pea in a pod. They were always nice to me."

 

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Serving All of North Carolina

  • Fayetteville
  • Durham
  • Wilson
  • Greensboro
  • South Raleigh (Garner)
  • Southport
  • Wilmington

North Raleigh

6616 Six Forks Rd #203 Raleigh, NC 27615 North Carolina

Tel: (919) 847-9750

North Raleigh

Fayetteville

2711 Breezewood Ave Fayetteville, NC 28303 North Carolina

Tel: (910) 323-2972

Fayetteville

Durham

1738 Hillandale Rd Durham, NC 27705 North Carolina

Tel: (919) 286-1695

Durham

Wilson

2215 Nash St N Wilson, NC 27896 North Carolina

Tel: (252) 234-9194

Wilson

Greensboro

600 Green Valley Rd #210 Greensboro, NC 27408 North Carolina

Tel: (336) 542-5993

Greensboro

South Raleigh (Garner)

143 US-70 Garner, NC 27529 North Carolina

Tel: (919) 747-4400

South Raleigh (Garner)

Southport

4320 Southport Supply Road SE, STE 300 Southport, NC 28461 North Carolina

Tel: (910) 218-8682

Southport

Wilmington

4320 Southport Supply Road SE, STE 300 Southport, NC 28461 North Carolina

Tel: (910) 447-2987

Wilmington