Submitted by Rachel R on Wed, 05/25/2016 - 10:27am
In debt in Garner, NC? Come see us for help
Image Source: Flickr CC User Mike P.
If you’re drowning in debt, you know how unpleasant financial stress can be. It may feel like money is the sole focus of your life. You worry about every dollar spent and find yourself unable to save for emergencies or retirement, or plan for the future. It's no way to live. If you’re a Garner, North Carolina consumer considering bankruptcy as a solution, here are five steps to take right now.
#1 Assess Your Finances and Debt Circumstances
Before you decide on bankruptcy, consider these questions:
If you answered yes to one or more of these questions, bankruptcy might be a fit solution to your debt dilemma.
#2 Pull All Three Credit Reports
You need all three of your credit reports on hand to ensure all of your debts make it into your bankruptcy filing. In addition to your all-in-one credit report, you also need to pull together your other financial info before you start the bankruptcy process.
You'll need these documents:
#3 Find a Reputable Attorney Who Specializes in Bankruptcy
Trying to file bankruptcy without a qualified attorney at your side can challenging and may not deliver the best results. We also recommend against giant national firms, as smaller firms typically offer more personal attention. Look for a local Garner, North Carolina law firm that specializes solely in bankruptcy and has been practicing law in the state for at least a decade. Check out their reviews online as well.
#4 Do Your Credit Counseling ASAP
Once you choose an attorney and go in for your consultation, you’ll have to complete the first of two bankruptcy counseling sessions before your petition can be filed. You’ll normally complete this first session at your Garner, North Carolina bankruptcy attorney’s office. You can do the second on your own after your bankruptcy petition is filed, but it must be completed before the court grants your final discharge order. It’s best to complete both sessions as soon as possible.
#5 Start Preparing for Post-Bankruptcy Freedom
While bankruptcy does offer a fresh financial start and can eradicate many debts, it’s up to you to make the most of this clean slate. As soon as you file bankruptcy, it’s time to get busy planning for your future. This means closely examining the circumstances that caused your financial issues, then setting a budget, controlling expenses, and not making the same mistakes from your past.
To find out more, call +1-833-627-0115 today for a free Garner, North Carolina bankruptcy consultation at one of the locations of the Law Offices of John T Orcutt in Raleigh, Durham, Fayetteville, Wilson, Greensboro, Garner or Wilmington. No matter your debt dilemma, we’re ready to listen and help. Get out of debt today and get the financial peace of mind you deserve.
Debts Hurt! Got debt? Need help? Get started below!
Serving All of North Carolina
Bankruptcy Attorneys Raleigh NC (North)
6616 Six Forks Rd #203 Raleigh, NC 27615 North Carolina
Tel: (919) 847-9750
Bankruptcy Attorney Fayetteville NC
2711 Breezewood Ave Fayetteville, NC 28303 North Carolina
Tel: (910) 323-2972
Bankruptcy Attorney Durham NC
1738 Hillandale Rd Suite D Durham, NC 27705 North Carolina
Tel: (919) 286-1695
Bankruptcy Attorneys Wilson NC
2215 Nash St N Wilson, NC 27896 North Carolina
Tel: (252) 234-9194
Bankruptcy Attorneys Greensboro NC
2100 W Cornwallis Dr. STE O Greensboro, NC 27408 North Carolina
Tel: (336) 542-5993
Bankruptcy Attorneys Southport NC
116 N Howe St. Suite A, Southport, NC 28461 North Carolina
Tel: (910) 218-8682
Bankruptcy Attorneys Wilmington NC
116 N. Howe Street, Suite A Southport, NC 28461 North Carolina
Tel: (910) 447-2987