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You may never have a high credit score if you don't file bankruptcy?


If you have more bills than you can pay, and want a high credit score, you may have no choice? Filing bankruptcy may be your only solution.

Think about it. if you have more bills than you can pay, you are either missing payments or sending in payments late. Missing payments or sending in payments late is what is "killing" your credit score. Even 1 late payment can lower your credit score by as much as 90 to 100 points. That's huge. And every month that you miss a payment or send a payment in late is like you taking a hammer to your credit score. Is it any wonder your credit score is so low?

The bottom line: If you want a high credit score, you first have to get back to paying your bills "on time". Paying your bills "on time" is now and has always been the secret to a high credit score.  How do you get back to paying your bills "on time" when you have more bills than you can pay? Answer: The "hard" way and the "other" way. The "hard" way is to work even harder than you are to earn more money. Earning more money is hard work and it takes a long time, and that assumes you live long enough to get the job done.

The "other" choice is to file bankruptcy. The fast, easy and perfectly legal. All you have to do is claim your rights under the law. Why bankruptcy? Because bankruptcy can get rid of the debts that keep you from paying the rest of your debts "on time".


Set Up Your FREE Consultation:

It's easy, using our exclusive "online" appointment scheduler.  In 5 easy steps, you will have an appointment that is convenient for you.  Don't see an appointment that is good for you or just want to speak to a "live" person?  No problem.  We have even more appointments available. Day or night, 7 days a week, just call toll free +1-919-646-2654. It's as easy as that. Click on this button to get started:

Fill Out Our Online Paperwork:
After you schedule your appointment, if you want to speed up the process, make your appointment go faster and take less time, please fill out our "online" intake paperwork. This is Not Required, but it does speed up the process.  Just so you know, all of the information you provide is strictly "confidential", and that is exactly how we treat it.  Click on this button to get started:

Retain Our Services:
After you meet with one of our experienced debt professionals, you will know all your options and you will have answers to all your debt-related questions.  If filing bankruptcy is right for you, you can then retain the Law Offices of John T. Orcutt. With us, you are in good hands. We even provide 4 Money-Back Guarantees. We have been in business for over 25 years and we have helped over 40,000 families.  Chances are we can help you too.


Want to hear more about how bankruptcy can help you get
a higher credit score, as high as 720, 750 or even higher?


Want To Learn More About Bankruptcy Including Our
Exclusive "$0 Money-Down" Program?


We are a debt relief agency. We help people file for bankruptcy under the Bankruptcy Code.


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