If your credit is already messed up, maxed out or dead,
....and you want to re-build your credit,
....the first step in re-building credit is to get rid of some debt.
Getting rid of some debt increases your income to debt ratio, and this helps to increase your credit score.
Why? Because the less debt you have...the more you can afford...and the more you can afford...the better you look...and the better you look...the higher your credit score.
And nothing gets rid of debt like filing bankruptcy. Nothing.
File Bankruptcy...get rid of debt...and...in our experience...creditors will beat a path to your door.
Why? Think about it. After filing bankruptcy...you will be the only person without debt*...perhaps the only person out there with more income than expenses...and because the creditors know that you can't file bankruptcy again any time soon.
After you file bankruptcy...you are a prime target for credit.
Just about everybody else is up to their armpits in debt. After bankruptcy...in most cases...you're not.
In my experience, creditors will stumble over each other trying to give you new credit. We see it over and over. Within months, many...if not most...clients start receiving multiple credit card offers. The same banks that would deny you the right to file bankruptcy...if they could...start targeting you the minute you get your final discharge in bankruptcy. Want proof? See _____________________________
Want more proof? Let me quote from the book "Bounce Back From Bankruptcy" by Paula Langguth: "___________________"
Surprised? Once upon a time I was too.
However, having filed over 30,000 families in bankruptcy, experience has shown me that this is exactly what happens.
Of course, this assumes you have a job or some sort of steady income and that you don't do anything after filing bankruptcy to further hurt your credit.
The truth is that it's the opposite of what most people think.
Most people think that filing bankruptcy will hurt their credit and that they will never have credit again. Not true.
First off...if you're credit is already messed up, maxed out, or dead....how can bankruptcy can't hurt it?
Second...as mentioned above...filing bankruptcy actually makes you look more attractive to lenders.
Want more proof that filing bankruptcy helps you get more credit?:
It goes without saying that if you can't pay the debts you have, nobody in their right mind is going to give you another loan or additional credit.
So, if you want to put yourself in a position to get more loans and credit in the future, you first have to put yourself in a position where you can afford to make the payments on those additional loans and additional credit.
Putting yourself in a position where you can afford to make the payments on additional loans and credit makes you look more attractive to future banks and other lenders.
To do this, you have to get rid of some of the debts you already have.....in the fastest way possible.
You have 2 options: You can keep paying on your debts, but with interest eating up most of your payments, this can take years and what may seem like a lifetime.
Even worse, if you can't even afford to make the minimum payments on those debts, while still paying all your other monthly living expenses, it stands to reason that you will never get out of debt.
The other alternative is bankruptcy.
If you are a good, honest, hard-working person, filing bankruptcy releases you from certain types of unsecured debts.
If, for instance, you have substantial amounts of credit card, medical or other types of unsecured debts, filing bankruptcy can help you get rid of a huge amount of these debts, the same debts that are keeping you from getting more credit.
And, the more of these unsecured debts you have, the more debt you can get rid of, in most situations.
In straight bankruptcy, under Chapter 7 of the U.S. Bankruptcy Code, filing bankruptcy this means you can get rid of these unsecured debts in as little as 3 or 4 months.
And, believe it or not, this is debt you will never have to pay back. You are released from this debt forever.
Bankruptcy is the real deal.
The bankruptcy laws were created by your U.S. Congress to help good, honest, hard-working people...just like you...get out of debt, and these laws have the full weight of the U.S. Government behind them.
The bottom line is this. If getting rid of debt is what you need to do to start rebuilding your credit...... bankruptcy may be the answer you've prayed for.
Others ads promise and promise and promise.
But...only bankruptcy delivers.
Call today for a FREE Debt Consultation.
Call toll free: 1-888-234-4181
Want to find out how to re-build credit
Click on the following:
Ten (1) Tips for Re-building Credit.
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There is life after bankruptcy!
It's true. Here's Proof. See "Real Clients/Real Results" for actual results achieved for Ten (10) of our clients. In addition, find out what these clients had to say about bankruptcy and what it meant for their lives. (Click Here)
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WANT TO IMPROVE YOUR CREDIT?
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THERE ARE 2 MAJOR OPTIONS: CHAPTER 7 AND CHAPTER 13.
THINGS TO THINK ABOUT...
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