The Way It Should Be!

Personal message from Attorney John Orcutt:

OUR PROMISE: caring, kindness, love & respect.

Long ago…I came to realize that how we treat people is even more important than what we do for them. And, without doubt, getting people out of debt is what we do.

But, treating all people with the caring, kindness, love and respect they deserve is who we are.

However, please don’t take my word for it. Check out our Google reviews. There's a reason we have:

Over 2,500 5-star Google Reviews to prove it.

(Click her to see our reviews)

Like what you see? Then, you need to know:

We also offer 11 "Unbelievable" GUARANTEES.

... (including 5 "MONEY-BACK" GUARANTEES).

I call these the "Love Our Client" Guarantees.

(Click here to see our GUARANTEES)

Please take a second and check them out.

Guarantees designed to give you maximum comfort and protection in dealing with our office. 

We also offer a:

Totally FREE, no obligation, analysis & answers.

This way, you can get all the answers you need at NO COST to you. GUARANTEED!

This way, you have nothing to lose, and everything to gain.

And super important, with us, there is:


With us, you can do it all "over-the-phone" from the comfort of your own home.

And better yet, with us, you don't have to wait to get answers.

During our extended hours... and brand new.. you can now get a:

FREE and IMMEDIATE "over-the-phone" consult.

As far as we know, we are the ONLY law firm in North Carolina that offers this type of service.

We offer these "FREE" and "IMMEDIATE" consults during all of these hours:

Monday to Friday, 8:00 a.m. to 8:30 p.m. and on 

Saturday from 11:00 a.m. to 3:00 p.m. and on

Sunday from 2:00 p.m. to 4:00 p.m.

(Click here to set one up)

And, (as they say), there's more.

If you qualify, and lots of clients do, you can get filed for $0 Money-Down. 

No up-front fees.  No up-front costs.  "$0 Money-Down".  

With us, if filing a Chapter 13 bankruptcy is right for you, you can get filed in our:

Exclusive "$0 Money-Down" program.

This is a true "$0 Money-down" program.  No gimmicks. No games. No tricks.

No sneaky or hidden fees. We even advance the entire $333 court "filing fee"

(Click here to learn more about $0 Money Down)

And, without doubt, we have the:

Experience you can count on: 36 years & over 72,343 families helped.

The truth is that we have filed and handled more bankruptcy cases than any other law firm in North Carolina.

That's a lot of experience, all available... right now ... to you.

And, just so you know, we now:

Serve all 100 counties of North Carolina.

So, it does not matter where you live in North Carolina.  We have you covered, especially since, as noted above,

there is no need to actually come see us.

With us, you can get started and do it all right "over-the-phone" from the comfort of your own home.

This way, you don't have to take off time from work or even get in your car.

To make it easier for you, we do it all over-the-phone and using email, text messaging and, if need be, the U.S. Mail.

Disclaimer:  If you end up filing bankruptcy, depending upon where you live, you may have to meet one-time "in-person" with a  person known as a trustee (A person assigned to review your filing).

What's more, we'll show you how all of our clients get to file bankruptcy for free.

Want to know how? (Click here to find out how).

Debts Hurt! Got debt? Need help? Get started below!

Serving All of North Carolina

  • Fayetteville
  • Durham
  • Wilson
  • Greensboro
  • South Raleigh (Garner)
  • Southport
  • Wilmington

North Raleigh

6616 Six Forks Rd #203 Raleigh, NC 27615 North Carolina

Tel: (919) 847-9750

North Raleigh


2711 Breezewood Ave Fayetteville, NC 28303 North Carolina

Tel: (910) 323-2972



1738 Hillandale Rd Durham, NC 27705 North Carolina

Tel: (919) 286-1695



2215 Nash St N Wilson, NC 27896 North Carolina

Tel: (252) 234-9194



600 Green Valley Rd #210 Greensboro, NC 27408 North Carolina

Tel: (336) 542-5993


South Raleigh (Garner)

143 US-70 Garner, NC 27529 North Carolina

Tel: (919) 747-4400

South Raleigh (Garner)


4320 Southport Supply Road SE, STE 300 Southport, NC 28461 North Carolina

Tel: (910) 218-8682



4320 Southport Supply Road SE, STE 300 Southport, NC 28461 North Carolina

Tel: (910) 447-2987