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Get Out of a Troublesome Car Loan With Greensboro Bankruptcy

Greensboro bankruptcy and car loans

Is your car loan troublesome?

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Not every loan is a good deal. Perhaps you made a poor financing decision or had to borrow to buy a car when your credit wasn’t great. If you’re struggling to pay your car loan, bankruptcy offers some options. Here’s a look at some reasons that a car loan can fail, and how Greensboro bankruptcy might help.

Student Loan Consolidation vs Refinancing – What’s Best for Your Finances?

Student loan refinance

Is refinancing or consolidating your student loans the right move?

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When you graduate college with student loans, it’s not just one big loan. It can be lots of smaller ones. To make things worse, they won’t all automatically fall under the same student loan servicer. It can leave you with a frustrating task when you want to request a change to an income-driven repayment plan or need a deferment, forbearance, or even answers to a question. Two ways to make your loans easier to manage are consolidation and refinancing. But what’s the difference and is either a good option for you?

Student Loan Borrowers Play A Dangerous Game With Strategic Default

Student loan game

Don't play dangerous games with student loans

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This week, Forbes reported a disturbing trend among some student loan borrowers engaging in what’s called strategic default. The site reports that there are “intentional” defaulters fighting back at what they call student loan slavery, servitude, and “economic terrorism.” While social protest can help change the world, it can also wreck your financial future if you’re not careful. For those considering taking a stand by not paying their student loans, here’s what you need to know.

Another Real Housewives Celebrity Bankruptcy – Lessons for Greensboro Consumers

Celebrity bankruptcy

Celebrity bankruptcy - another Real Housewife has money problems

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Reality TV is rife with celebrity bankruptcy filings, and no franchise has more cases of insolvency than The Real Housewives. Filers include those from the New Jersey, Atlanta, Beverly Hills, Orange County, NYC, and DC segments of the show. The latest housewife to go bust is Barbara Kavovit - a recent addition to The Real Housewives of New York City. Here’s what happened with this reality show drama and how it could help Greensboro consumers gain insight into their finances.

What is an Adversary Proceeding and How Does it Help With Student Loans?

Student loans

Adversary proceedings are the tool to fight student loans in bankruptcy

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If you’ve got student loans you can’t afford, one of the possible routes to relief is bankruptcy discharge. Before the 2005 bankruptcy reform act, it was much easier to unload student loans in bankruptcy if your financial situation was rocky. Post-2005, it became much harder - almost impossible in fact. But now the tides are turning again and it’s increasingly possible to diminish or eliminate your student loans in bankruptcy, but step one is an Adversary Proceeding. Let’s look at what it is and why it’s necessary.

Celebrity Bankruptcy Alert: Top Chef Burned by Business Debt

Celebrity chef Mike Isabella bankruptcy

Celebrity bankruptcy of Top Chef Mike Isabella

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Today’s celebrity bankruptcy alert is about Top Chef contestant Mike Isabella. Many reality stars fall prey to financial problems for many reasons. Dance Moms diva Abby Lee Miller had problems paying the bills at her Pittsburgh dance studio, filed Chapter 13 and hid her reality show income. That led to time behind bars. Many of the Real Housewives stars wound up in bankruptcy and some, like RHONJ personalities Joe and Teresa Giudice, faced jail time over lying to the court. This time, it’s business bankruptcy and a rockstar chef making headlines. These celebrity cases are always informative for anyone considering Wilmington bankruptcy and wondering what filing for debt relief can do for them.

5 Dangers of Student Loans- And How to Get Out of the Debt Trap

student loan crisis

Student loans out of control?

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Roughly 25% of all adults now carry student loans as one of the 44 million Americans with college debt. With a total price tag of $1.5 million and rising by the day, it’s a looming debt disaster on a personal and national level. For those who can afford the debt, that’s a good thing, but even so, it might come at a great sacrifice of other life goals. For those who can’t pay their college loans, the consequences can be dire. Here’s why student loans are so dangerous and how you can get help.

Personal Loans Out of Control? Greensboro Bankruptcy Can Help

Personal loans

Personal loans are on the rise - do you owe more than you can afford?

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Personal loans are the fastest growing source of consumer debt according to new research. Personal loans increased year over year by double digits, far outstripping growth in other categories. If you have a personal loan you can no longer afford, you may like to know that Greensboro bankruptcy can help. These loans are unsecured, and that means they’re usually fully dischargeable in Chapter 7 and can be settled for pennies on the dollar in Chapter 13 (circumstances depending). As long as you took on the debt in good faith, it should be eligible for bankruptcy discharge. Here’s the latest on this trend.

Best Student Loan Repayment Plan For You – And What If You Can’t Afford Any?

Student loan repayment

What are your options for student loan repayment?

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It’s far too easy to take on student loans. Federal loans to students don’t require a credit check, and they don’t cap the amount you borrow based on your ability to repay. When it comes time to pay back Uncle Sam, there are different repayment options. Today we’ll dig into those and also consider what happens if you can’t afford to pay at all.

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