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5 Warning Signs of a Wilmington Debt Settlement Scam

Warning signs

Don't ignore warning signs of a debt settlement scam

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When debt piles up on Wilmington consumers, there are many solutions to try. Some things to try include cutting back spending, tightening the belt, taking a second job, considering bankruptcy, or a debt settlement plan. The most problematic of these options may be the latter.

Employers Considering Student Loan Benefits

Employee benefits

Does your job offer student loan benefits?

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The job market in America is booming. With a better job market, employers are now competing to attract top talent, and one of the tools in their recruiting arsenal may be student loan-related benefits. Even with plenty of jobs open, student loans continue to be a growing problem with no end in sight for more than 44 million people in the US who owe more than $1.5 trillion in college debt. Here’s some info on looking for benefits from your employer to fight this burden.

Is Charged Off Debt Gone for Good?

Charged off debt

Charged off debt is not gone!

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Greensboro bankruptcy can help deal with lingering debt you can’t afford that is still active under the statute of limitations. But what about charged off debt? We frequently see questions from consumers who assume that once the debt is “charged off” it’s not their problem anymore. This is not true. It can still come back to bite you so here’s what you must know.

5 Tips to Deal with Student Loan Stress

Student loan stress

Suffering from student loan debt stress? You're not alone

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Debt is stressful for everyone, but student loan stress is a special breed of anxiety because of the immense collection powers of the federal government if you don’t pay them back. No matter if you’re fresh out of college or have been in the workforce for years, if you owe student loans you can’t afford, it can drag down your work productivity, impact your relationships, and wreck your quality of life. But there are some ways to cope.

Start With Secured Credit Cards After Wilmington Bankruptcy

Secured credit card

Secured cards help credit after bankruptcy

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Wilmington bankruptcy is the launchpad to a fresh financial start without debt weighing you down and causing stress. Remember that bankruptcy isn’t an end but a beginning. What you do after you get your bankruptcy discharge determines your long-term outcome. One thing to consider immediately is your credit score. Look at how bankruptcy affects your credit score and how secured credit cards help you rebuild.

Student Loan Statistics That Will Stun You – And How Bankruptcy Can Help

Student loan debt

Student loan debt stats that will stun

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Student loans continue to plague American consumers with the latest statistics showing that more than 44 million owe student loans for college. It’s the second largest segment of consumer debt after home mortgages, and the average debt load continues to rise every year.

Can You Keep a Credit Card During Greensboro Bankruptcy?

Credit cards and bankruptcy

Can you keep credit cards after you file bankruptcy?

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Greensboro bankruptcy is life-changing, can get you out of debt and stop debt collector harassment the same day that you file the case. To get that relief, you must face consequences that balance the equation, but they’re usually worth it. One question we’re frequently asked by bankruptcy clients at their initial consultation is whether they can hold back a credit card and keep it for use during and after bankruptcy. The answer is “no,” with one notable exception.

Student Loan Debt Complicates (And Causes) Divorce

Student loans and divorce

Student loans and divorce

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Excessive debt isn’t something anyone wants to deal with – and isn’t an attractive quality to most people. It’s also a known fact that financial stress leads to marital trouble and is a significant driver of divorce. But how do student loans impact marriage and divorce? It’s a complicated issue and one that deserves a closer look.

How Many Times Can You Get a Wilmington Bankruptcy Discharge?

Bankruptcy - how many times

How many times can you get bankruptcy discharge?

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Deep in debt and don’t know how to dig out? Wilmington bankruptcy is a fitting solution for many financial fiascos, but you should use it wisely because it’s not a tool you can use often. Most bankruptcy filers who get a discharge never need to file again. But if you do get into another financial scrape, you might want to know how many times you can get a Wilmington bankruptcy discharge. 

Student Loan Hope for Disabled Veterans – Look for Discharge Letters Coming Soon

Disabled veteran student loan

Disabled veterans with student loans - watch your mailbox!

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Student loans can be burdensome for anyone to repay, but if you’re a disabled veteran, they can be overwhelming when you have a chronic medical condition, health care expenses, and are unable to work. Student loan servicers are notoriously unsympathetic about debt even when evidence proves the debtor is unable to pay back loans. A new program offers hope to disabled veterans saddled with unaffordable student loans.

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